Current CD Rates in Rhode Island: Term of 12-Months
CD Rates in Rhode Island are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your state on a regular basis will help you maximize your deposits.
Below are the current 12-month CD rates in Rhode Island, along with a list of financial institutions that are providing the highest rates today.
Current Rhode Island 1-Year CD Rates
Number of 12-Month CD Accounts Available: 7
Lowest Rate on Record: 0.65% APY
Highest Rate: 1.1% APY
Today’s Average 12-Month CD Rate in Rhode Island: 0.89% APY
Banks and Credit Unions in Rhode Island with the Highest 12-Month CD Rates
- Cranston Municipal Employees Credit Union: 1.1%
- Kent County Memorial Hospital Emp. Credit Union: 1.05%
- Greenwood Credit Union: 1%
- Freedom National Bank: 0.9%
- Providence Postal Credit Union: 0.75%
Please note that the above rates are accurate as of July 13, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the Rhode Island CD Rates page.

